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Credit Products

Credit Products

Working Capitals / Short-term Loans (<12 months)

Working capital provided for meeting the short-term liquidity needs of the company and the purchase of raw materials, paying the suppliers and covering all general expenses related to the production and operation of the company.

The exposure of the credit line can be repaid at regular intervals based on the borrower’s turn over, while there is possibility to withdraw anew the repaid capital.

Long-term Loans (>12 months)

Loans for financing customers’ investment plans for the purchase, expansion or reconstruction of company’s fixed assets. The amount can be provided on the basis of a bilateral or syndicated loan, with the participation of other creditors as well.

The repayment is scheduled on the basis of the customer’s available cash flows, while the possibility of a grace period can be also provided.

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